Banking miscellaneous questions and answers

10 questions in 1 online test, each with its answer and a worked solution.

Start Test 1

Miscellaneous: key points

This set covers general financial awareness: the regulators, common banking terms and government schemes.

  • Regulators: RBI for banks, SEBI for the securities market, IRDAI for insurance and PFRDA for pensions.
  • The Indian financial year runs from 1 April to 31 March.
  • A loan becomes a non-performing asset when it is overdue for more than 90 days.

How to practise Miscellaneous

Start with the key points, then take one Miscellaneous test without rushing. Review every explanation, note the steps you missed and repeat the topic against the clock. APTITUDE TESTER has 10 questions in 1 test for this topic.

  • Read the method before attempting a timed test.
  • Record mistakes by type: concept, calculation or time management.
  • Return to the hardest questions after a day and try them again.

Continue with another Banking topic when your accuracy is steady.

Miscellaneous online tests

Sample Miscellaneous questions

  1. 1. The financial year in India runs from
    1. 1 July to 30 June
    2. 1 January to 31 December
    3. 1 April to 31 March
    4. 1 October to 30 September

    Reference: q-54ac83f4-38 · Report this question

    Show answer and solution

    Answer: C. 1 April to 31 March

    The Indian financial year starts on 1 April and ends on 31 March.
  2. 2. Which body regulates the securities market in India?
    1. RBI
    2. NABARD
    3. SEBI
    4. IRDAI

    Reference: q-13e73296-53 · Report this question

    Show answer and solution

    Answer: C. SEBI

    The Securities and Exchange Board of India (SEBI) regulates the securities market.
  3. 3. Which body regulates the insurance sector in India?
    1. RBI
    2. PFRDA
    3. SEBI
    4. IRDAI

    Reference: q-7f88fba4-52 · Report this question

    Show answer and solution

    Answer: D. IRDAI

    The Insurance Regulatory and Development Authority of India (IRDAI) regulates insurance.

See all the questions of Test 1

Miscellaneous: questions people ask

How many Miscellaneous questions are there?

There are 10 Miscellaneous questions in 1 test. Each test has its own page that lists the questions with their answers and solutions.

How long does a Miscellaneous test take?

A test of 10 questions has a time limit of 15 minutes, which is 90 seconds a question.

Is there negative marking?

Rules vary by set. The rules screen shows the time limit, marks, any wrong-answer penalty and calculator permission before you begin. Feedback mode has no time limit or negative marking.

Can I practise Miscellaneous without a time limit?

Yes. Choose practice mode: there is no clock, and the answer and solution appear as soon as you select an option.