Bank Clerk Model Paper 1

40 questions · 5 sections · 60 minutes

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This independent mixed skill paper uses our practice sections, 90 seconds per question and marking of +1 correct, −0.25 wrong and zero unanswered. It is not a verified reproduction of the current official examination or a calibrated predictor of results. For the specifically sourced format and weights of our IBPS PO prelims paper, see that separate practice page.

Bank Clerk Model Paper 1: questions and answers

Take the paper first if you want an honest score. The answers and solutions below are folded away until you open them.

    Quantitative Aptitude

  1. 1. 31 + 7 × 10 − 23 = ?
    1. 90
    2. 70
    3. 78
    4. 357

    Reference: q-eb725b26-21 · Report this question

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    Answer: C. 78

    Multiply first: 7 × 10 = 70. Then 31 + 70 − 23 = 78.
  2. 2. 35 + 8 × 4 − 23 = ?
    1. 48
    2. 149
    3. 44
    4. 38

    Reference: q-d447c39a-20 · Report this question

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    Answer: C. 44

    Multiply first: 8 × 4 = 32. Then 35 + 32 − 23 = 44.
  3. 3. What is 45% of 340?
    1. 143
    2. 173
    3. 133
    4. 153

    Reference: q-86ca5444-20 · Report this question

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    Answer: D. 153

    45% of 340 = 45 × 340 / 100 = 153.
  4. 4. Find the average of 43, 44, 53, 87, 28.
    1. 53
    2. 54
    3. 52
    4. 51

    Reference: q-f4e75471-40 · Report this question

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    Answer: D. 51

    Sum = 255. Average = 255 / 5 = 51.
  5. 5. Solve for x: 5x + 12 = 52
    1. 11
    2. 10
    3. 5
    4. 8

    Reference: q-f8719be4-26 · Report this question

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    Answer: D. 8

    5x = 52 − 12 = 40, so x = 8.
  6. 6. 1/2 + 1/3 = ?
    1. 5/7
    2. 5/6
    3. 1
    4. 2/5

    Reference: q-3835faf1-14 · Report this question

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    Answer: B. 5/6

    Take 6 as the common denominator: 3/6 + 2/6 = 5/6.
  7. 7. Find the LCM of 12, 15, 20.
    1. 90
    2. 60
    3. 3,600
    4. 1

    Reference: q-b7598853-28 · Report this question

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    Answer: B. 60

    LCM of 12, 15, 20 = 60, the smallest number divisible by all three.
  8. 8. Find the perimeter of a rectangle whose length is 12 cm and breadth is 4 cm.
    1. 36 cm
    2. 48 cm
    3. 34 cm
    4. 32 cm

    Reference: q-6a841fa5-77 · Report this question

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    Answer: D. 32 cm

    Perimeter = 2 × (length + breadth) = 2 × 16 = 32 cm.
  9. 9. A fair coin is tossed twice. What is the probability of getting exactly one head?
    1. 1/2
    2. 5/36
    3. 3/4
    4. 5/12

    Reference: q-71f7be19-82 · Report this question

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    Answer: A. 1/2

    Outcomes: HH, HT, TH, TT. Exactly one head occurs in HT and TH, so P = 2/4 = 1/2.
  10. 10. In how many different ways can the letters of the word 'BLACK' be arranged?
    1. 25
    2. 120
    3. 60
    4. 24

    Reference: q-2d7ab0e9-76 · Report this question

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    Answer: B. 120

    The word has 5 different letters, so the number of arrangements is 5! = 120.
  11. Reasoning Ability

  12. 11. Find the next term in the series: C, E, G, I, ?
    1. K
    2. J
    3. L
    4. I

    Reference: q-fb9f259e-48 · Report this question

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    Answer: A. K

    Each letter is 2 places ahead of the one before it, so the next term is K.
  13. 12. Find the next term in the series: J, N, R, V, ?
    1. A
    2. Y
    3. X
    4. Z

    Reference: q-b1343356-48 · Report this question

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    Answer: D. Z

    Each letter is 4 places ahead of the one before it, so the next term is Z.
  14. 13. Find the next term in the series: E, J, O, T, ?
    1. X
    2. Y
    3. Z
    4. A

    Reference: q-ed01101e-48 · Report this question

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    Answer: B. Y

    Each letter is 5 places ahead of the one before it, so the next term is Y.
  15. 14. In a certain code, WINTER is written as YKPVGT. How is SMILE written in that code?
    1. UOKNG
    2. QKGJC
    3. VPLOH
    4. UOKGN

    Reference: q-de67c9ee-83 · Report this question

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    Answer: A. UOKNG

    Each letter is moved 2 places forward in the alphabet, so SMILE becomes UOKNG.
  16. 15. In a certain code, TABLE is written as VCDNG. How is HOUSE written in that code?
    1. FMSQC
    2. JQWUG
    3. KRXVH
    4. JQWGU

    Reference: q-17535cf0-81 · Report this question

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    Answer: B. JQWUG

    Each letter is moved 2 places forward in the alphabet, so HOUSE becomes JQWUG.
  17. 16. In a certain code, SCHOOL is written as QAFMMJ. How is LIGHT written in that code?
    1. IFDEQ
    2. JGEFR
    3. NKIJV
    4. JGERF

    Reference: q-a69f9c78-83 · Report this question

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    Answer: B. JGEFR

    Each letter is moved 2 places backward in the alphabet, so LIGHT becomes JGEFR.
  18. 17. Doctor : Hospital :: Teacher : ?
    1. Court
    2. Farm
    3. Factory
    4. School

    Reference: q-4642dd31-33 · Report this question

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    Answer: D. School

    A doctor works in a hospital; in the same way a teacher works in a school.
  19. 18. Pen : Write :: Knife : ?
    1. Kitchen
    2. Sharp
    3. Cut
    4. Steel

    Reference: q-d41e9823-25 · Report this question

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    Answer: C. Cut

    A pen is used to write and a knife is used to cut.
  20. 19. Find the odd one out: Apple, Mango, Potato, Banana
    1. Apple
    2. Banana
    3. Mango
    4. Potato

    Reference: q-9347b4e8-51 · Report this question

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    Answer: D. Potato

    Potato is a vegetable; the others are fruits.
  21. 20. Find the odd one out: January, March, June, July
    1. June
    2. January
    3. March
    4. July

    Reference: q-8128cb03-49 · Report this question

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    Answer: A. June

    June has 30 days; the others have 31.
  22. English Language

  23. Read the passage and choose the best word for each numbered blank.

    Reading is one of the most useful habits a person can (1) ______. It not only improves our knowledge but also (2) ______ our imagination. A person who reads regularly is usually better (3) ______ expressing ideas clearly. In today's busy world, many people complain that they do not have enough time to read. However, even fifteen minutes of reading every day can make a great (4) ______ over a year. The key is to choose books that interest you and to make reading a (5) ______ of your daily routine.

    21. Choose the most suitable word for blank (1).
    1. refuse
    2. destroy
    3. forget
    4. develop

    Reference: q-6c4332ea-643 · Report this question

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    Answer: D. develop

    A habit is something one develops.
  24. 22. Choose the most suitable word for blank (2).
    1. delays
    2. hides
    3. strengthens
    4. weakens

    Reference: q-47bb94ef-643 · Report this question

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    Answer: C. strengthens

    The sentence lists benefits, so a positive word is needed: strengthens.
  25. 23. Choose the most suitable word for blank (3).
    1. for
    2. at
    3. on
    4. in

    Reference: q-b33be110-643 · Report this question

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    Answer: B. at

    The correct phrase is "better at" doing something.
  26. 24. Choose the most suitable word for blank (4).
    1. noise
    2. mistake
    3. trouble
    4. difference

    Reference: q-d523e82d-643 · Report this question

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    Answer: D. difference

    The usual expression is "make a great difference".
  27. 25. Choose the most suitable word for blank (5).
    1. piece
    2. break
    3. part
    4. cost

    Reference: q-c0059a0e-643 · Report this question

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    Answer: C. part

    The usual expression is "a part of your daily routine".
  28. 26. Choose the option that best replaces the part in bold. If no change is needed, choose "No improvement".
    The train had left before we reached the station.
    1. has left
    2. was leaving
    3. have left
    4. No improvement

    Reference: q-a877ec98-173 · Report this question

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    Answer: D. No improvement

    The earlier of two past actions takes the past perfect, so the sentence is correct.
  29. 27. Choose the option that best replaces the part in bold. If no change is needed, choose "No improvement".
    One of my friends are a doctor.
    1. were
    2. have been
    3. is
    4. No improvement

    Reference: q-4bf86cb9-155 · Report this question

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    Answer: C. is

    The subject is "one", which is singular: is.
  30. 28. Choose the option that best replaces the part in bold. If no change is needed, choose "No improvement".
    She is knowing the answer.
    1. knows
    2. was knowing
    3. has knowing
    4. No improvement

    Reference: q-eb26d199-150 · Report this question

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    Answer: A. knows

    "Know" is not normally used in the continuous form: She knows the answer.
  31. 29. Choose the option that best replaces the part in bold. If no change is needed, choose "No improvement".
    Hardly had he reached the station than the train left.
    1. then
    2. when
    3. while
    4. No improvement

    Reference: q-9daaae3d-178 · Report this question

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    Answer: B. when

    "Hardly" is followed by "when".
  32. 30. Choose the option that best replaces the part in bold. If no change is needed, choose "No improvement".
    He said me that he was busy.
    1. told to me
    2. told me
    3. says me
    4. No improvement

    Reference: q-97d2c3e1-152 · Report this question

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    Answer: B. told me

    "Tell" takes a direct object: He told me that he was busy.
  33. General Awareness

  34. 31. The Reserve Bank of India was established in the year
    1. 1955
    2. 1935
    3. 1947
    4. 1949

    Reference: q-14dda1c8-54 · Report this question

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    Answer: B. 1935

    The RBI began operations on 1 April 1935 under the Reserve Bank of India Act, 1934.
  35. 32. The headquarters of the Reserve Bank of India is in
    1. Kolkata
    2. Chennai
    3. New Delhi
    4. Mumbai

    Reference: q-c2c12c56-52 · Report this question

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    Answer: D. Mumbai

    The RBI's central office is in Mumbai.
  36. 33. The Reserve Bank of India was nationalised in the year
    1. 1955
    2. 1949
    3. 1969
    4. 1935

    Reference: q-37be0083-55 · Report this question

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    Answer: B. 1949

    The RBI was nationalised on 1 January 1949.
  37. 34. The rate at which the Reserve Bank of India lends money to commercial banks for the short term against securities is called the
    1. Reverse repo rate
    2. Repo rate
    3. Bank rate
    4. Cash reserve ratio

    Reference: q-b0e754c6-128 · Report this question

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    Answer: B. Repo rate

    Under a repo, banks borrow from the RBI against government securities at the repo rate.
  38. 35. Fourteen major commercial banks were nationalised in India in the year
    1. 1969
    2. 1949
    3. 1991
    4. 1980

    Reference: q-b2941a04-71 · Report this question

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    Answer: A. 1969

    Fourteen banks were nationalised in 1969 and six more in 1980.
  39. Computer Knowledge

  40. 36. 1 byte is equal to
    1. 8 bits
    2. 16 bits
    3. 1024 bits
    4. 4 bits

    Reference: q-f8a03509-19 · Report this question

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    Answer: A. 8 bits

    A byte is a group of 8 bits.
  41. 37. Which part is called the brain of the computer?
    1. Monitor
    2. RAM
    3. Hard disk
    4. CPU

    Reference: q-40fab519-48 · Report this question

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    Answer: D. CPU

    The CPU does the processing, so it is called the brain of the computer.
  42. 38. Who is known as the father of the computer?
    1. Charles Babbage
    2. Tim Berners-Lee
    3. Alan Turing
    4. Bill Gates

    Reference: q-da54283d-44 · Report this question

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    Answer: A. Charles Babbage

    Charles Babbage designed the Analytical Engine, the forerunner of the modern computer.
  43. 39. Which of the following is a volatile memory?
    1. RAM
    2. Hard disk
    3. DVD
    4. ROM

    Reference: q-11cff120-45 · Report this question

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    Answer: A. RAM

    RAM loses its contents when the power is switched off.
  44. 40. The binary number system has a base of
    1. 16
    2. 8
    3. 2
    4. 10

    Reference: q-1b29ddc-39 · Report this question

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    Answer: C. 2

    Binary uses only two digits, 0 and 1.

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